Direct Lending & Private Credit

We Lend Our Own Fund - Fast, Flexible Financing

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OneLend - Quick Funding for 1st & 2nd Mortgages Business Loans

 

At N1 Holdings, we understand the challenges that SMEs, property investors, and developers face in sustaining and growing their businesses. We go beyond financing—we deliver time-sensitive, tailored funding solutions to meet the unique needs of our clients.

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Australia’s Leading Private Lender & Direct Property Financier

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We are at the forefront of short-term alternative lending, providing innovative funding solutions to Australia's SME sector. With 1 in 5 SME owners seeking finance annually—primarily for liquidity—our products are designed to bridge this critical gap with fast, flexible, and reliable funding.

 

As a leading private lender, we take a forward-thinking, business-driven approach, removing traditional financing barriers and empowering businesses with fast access to capital. Our goal is simple: to fuel growth and support Australia’s largest employer group—the SME sector.

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Financial Strength to Drive Your Success

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With our direct lending model, clients gain access to a trusted, consistent, and hassle-free funding experience. We are committed to efficiency, transparency, and delivering results.

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We collaborate with accountants, legal professionals, mortgage brokers, and property experts to provide value-driven solutions for their clients. Contact us today for the latest products and tailored lending options.

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